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Showing posts with label Life. Show all posts
Showing posts with label Life. Show all posts

12 November 2013

Do You Know How to Save up Your Money?

I have always enjoyed keeping track of my finance to the dot. I started this habit when I earned my first paycheck during my first part time job. It's simple and organized. It's never too late to keep track of your earnings and spending. The earlier you start, the better off you will be. Book keeping can be surprisingly simple and efficient.

For Job: 
Create an Excel name: [Job] Salary

In there, you are going to create on the horizontal columns the following: 
  1. The date your paycheck starts
  2. The date your paycheck ends
  3. Payment Date
  4. Rate/Hour (if you are minimum/fixed wage, just drag down the tab)
  5. Hours worked
  6. [4 * 5] 
  7. Vacation pay rate
  8. Vacation pay (it's written on your pay)
  9. Gross income = [6 + 8]
  10. Tax with (simpler when you are doing your income tax next year)
  11. Total deductions (if you pay provincial and federal tax, sum them up)
  12. Net pay = [9 - 11]
Click to enlarge
Trust me. You just have to do this once and you can copy paste this for your next job.

Then of course, you should allocate yourself about 10-20% of your salary to PLAY.
By that, I mean to truly relax yourself. You work hard. You deserve some rest. It doesn't include food, necessity. It's an amount just for you to be happy doing things you like. It could be like treating yourself to spa, go to amusement part, buy fashionable wears...etc.

Create another separate column called "Amount allocated for PLAY (10%) per paycheck.
= 12 * 10%
That is the amount you can spend only. 
If you want, at the bottom of this column, you can put the sum of the amount you spend on PLAY.

You can also dedicate another column for travelling. I allocate another 10% of my paycheck to save up for my future travelling expenses. You can allocate more but 30% should be the max. Don't forget you still have a 10% of "Play". And you still need to save up for future expenses. 


This is my simple trick to be financially organized when it comes to SALARY SAVING. 
I have other methods of keeping track of my money which I will post them in other posts. The earlier you start being financially organized, the better. You won't feel so overwhelmed when you wonder why you are always poor or why your salary is not consistent. So I hope this post will help you! Let me know of your own book keeping habit. 

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21 September 2013

Stunning Hotel Fairmont Montebello

Beautiful 5 stars hotel Fairmont Montebello is truly a sight to be awed. It is a fantastic place for family/couple to relax and enjoy what nature has. There are soooo many activities you can do there in the hotel alone! There are indoor/outdoor swimming pools. A cabin for bike rental. A breath-taking lobby to relax and enjoy a casual reading. Horse riding! Private boat yatch...etc. You name them, they have it! I was very fortunate to be able to enjoy 2 days there. It was one of the most beautiful memories I have. 

 This is our hotel room.
 The indoor pool is sooo beautiful on this picture. Too bad when I went there, it was close.
 Fortunately, the outdoor pool is open! We even went to soak in the Jacuzzi after a god swim. 
I went to this little... structure (whose name escapes me) and it was beautifully decorated with hanging plants and stunning flowers. The pictures that we have taken on that spot were marvelous. 

(Note: I don't own the top few photos. They were taken directly from the Fairmont Montebello website. I do own the following photos)
This is by far the largest lobby I have ever seen! It's huuuuuuge. It can probably fit 50 elephants in there no problem!
It's nicely filled with couches and chairs. It's a bit cute and homey when you think about it. It has a very family feel to it... with the dim lighting. You know, a family coaxing on the sofa in front of the fire place.  
This is the diner.

The outside where you can enjoy some yummy BBQ!

Like I said before, the indoor pool was closed... though I enjoyed myself outdoor. The workers were really helpful and charming. 
Yup, you swim next to the river. After a good swim, the best thing to do is to chill on those foldable chairs and watch the river flows. 
I believe this is a private boat yacht. I'm not too certain though. Nevertheless, it's a pretty sight.
 A group of excited family leaving on horse ride. I'm so envious. The horses are really friendly. They let you pet them on their head, neck, side...etc. 
The hotel ground is so vast that you can rent bike and explore every inch of the hotel! 

Well, I truly had a good rest after a relatively stressful year. My advice is that you can find yourself a good deal on some coupon sites that can offer great discounts for high-end places. I have gotten a good deal which includes a trip to the nearby Omega Park and a canoe/kayak by their private mountain lake. It was totally awesome. I would definitely return there when I get a chance. 


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3 September 2013

First Day at Work! Are You Stressed Out?

First day of something is always scary! But you have to look at the bright side. Tell yourself this. "You will never improve your life if you are not willing to get out of your comfort zone." It's like travelling to new places, you are growing! So you better get comfortable at being uncomfortable -- quote from Secrets of Millionaire Mind.

Now if you are reading this because you got your first job, then allow me to congratulate you. Good work in passing the job application and interview process. You had gotten far now. You fought the job-snatching-gladiator battle and came out victor. I think you should take a deep breath and relax. Treat yourself with someone nice, could be a peaceful night reading a book, buying yourself a nice mousse cake, treat your friends/family to dinner... just enjoy yourself. You deserve it.

For fellow university students, I highly encourage you to get an internship. So what if you will graduate a semester later? Trust me, that experience you gain will be invaluable. You can always do like me. I don't have summer vacation. I basically study for one semester and work the other. By work, I mean internship. I'm going to share some of my experience with you guys. 

So I am starting my second internship at a big company. Pretty exciting. And pretty darn scary too! I am so nervous I can't sleep. In fact, I am so stressed about what my future boss and coworkers will think of me that I started planning my wardrobe 1 week in advance and started having imaginary conversation in the shower. Yes. It's normal to be stressed out. It's like the first day of school. Remember how nervous you are? It's the same thing for work too! 

But the wonderful part of FIRST DAY is that nobody expects anything from you. You are probably just a new face there for them to gossip later over lunch. So there you go, have a good first impression. FIRST DAY is when you get to show people how good of a listener you are, how friendly and how you will do your job right. You just have to sit there and be pretty and pay attention to your training. YUP! Training! Ask questions and take notes. I cannot stress how important note-taking is. You should know by now after going to school that taking notes helps a lot when it comes to your exams! Your brain doesn't remember things being said 3 days ago but your papers might. 


I had my first 2 days of training outside of my internship period. It was awesome because I was trained by an intern who is leaving and I am replacing her. It was a bit easier to talk to because we are of the same age, same job orientation. 

Be on time! By god, I was there 40 min early. I waited outside on a picnic table for 10 mins before I gathered enough courage to walk in. Apparently, my boss saw me from the window and LOL-ed. Gosh, that was embarrassing! 

She showed me around the office and introduced me to some senior managers. I totally froze! I was so stressed I just grimaced awkwardly at them. They must be thinking I'm a nutso. AUUUGHHH~ 

After that I had 8 hours straight of training. The intern was drilling all the info in me. I was kinda VERY overwhelmed. I tried to keep up but it was like "Woooaahhh what did you just say? No, like 5 sentences ago." 

My boss told me to take it easy and she wasn't expecting anything from me on my first day of actual work. Still, I am going to research as much info about my position and exceed their expectation!

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30 July 2013

Wonderful Singapore (Part 1)

Have you ever been to Singapore or wanted to go? I'm sure many of you had heard that Singapore is a very strict and organized country. Well... you didn't hear wrong. Heck, the Singaporeans themselves are aware of that and made fun of it. This is what you'll find most in souvenir stores.















This is Singapore's Technology Mall. I bet it's all computer geeks' favorite place to hang out. Look at all the brands and variety the mall has!

Be sure to visit the mall when you visit Singapore.

Then we went to the Singapore zoo (The night safari? I don't quite remember. We went too many zoos!) So here we are with the snake charmer. The yellow one was sleeping after being fed. So the snake charmer let us have the green buddy. I was pretty brave at first, having the snake around my shoulder. Then it started to coil its tail around my neck. I thought I was going to die. Thank god it was just giving me a teasing squeeze. If it was hungry... I don't dare to imagine. Overall, quite fun.  



Next, there's the Fish Pedicure. It was a little bit awkward feeding fish your dead skin. Anyway if you are new like me, you start with the little fish. It's less ticklish. The big ones might nibble your toes away... just kidding. 




You can feed the friendly sting ray with fish meat ($3 per cup).
Look how cute it is! It's like smiling. If I remember correctly, there are two types of sting rays there. One on the left and another breed on the left. How to feed them? So you pinch the meat between your fingers and place your palm against the glass. The sting ray will come and nibble it off. Don't worry. It doesn't bite you. They are super uber friendly. When they close up on you, you can feel the soft texture of their belly. An amazing experience. 




Pretty color changing jelly fish. When one in the tank changes, the others quickly imitate it and change. A beautiful sight to witness. They are like glowing. So pretty...

We tried out this strange activity. It's a tobagan I believe. Basically it speeds down the hill really quickly. This photo is taken at the beginning of the ride where drivers practice how to control the wheels. Then at the end of the line, you get to take the lift back to the starting point. It will probably take hours to walk up that hill by foot. As you can see, it is quite high. I was so scared of falling over. Haha. Silly me. As you ride along, you are granted the magnificent view of the harbor.


Beautiful, isn't it? Next week, we will see the fun side of Singapore and places you can go!
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20 March 2013

Browsing Tumblr When I saw...

Recently, I decided to check out Tumblr. So I expected it to be like 9gag, you know. But then I realize Tumblr is a pretty cool place too unlike what my friends said. Seriously, Tumblr is amaaaazing. You get to interact with other users and together create hilarious posts. I found a few cute posts that just get me "awwww" and some funny ones. People can be so creative sometimes. Faith in humors: Restored.
Wow that escalated quickly. 

 Yes. Please get married.
The cuteness is overloading, it hurts. LOL


Seriously, this shit is so cute. Very creepy but very cute.
Just look at their face. Aw man... just perfect.
They look FUUUN to hangout with. 

On the downside, being single and seeing cute Tumblr couples... EVIL KEN FACE!

Men of Tumblr... you guys are so awesome.

That is one nice ass, Nightwing. A very firm ass. A very... special angle indeed.
 I wonder whoever who designed this figurine was thinking about. HMMMMMMM~
What. Da. Fuq?
LOL I don't even know what to say.
It summarized Tumblr fans in one gif. Trust me. I saw things you don't want to see there. Haha...

This is me when I'm blogging...
Yup! Life is good for me. 

Aw man, fun times. I love blogging and sharing cool posts with you guys. All these gifs, jokes all belong to the original poster. I'm just reblogging/sharing this with you guys. Hope you like it!

Well, that's enough weird Tumblr gifs I found. Hope none of you are too traumatized. If you do, don't shoot the messenger! XD


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If you have any funny Tumblr story/gifs to share, tell meeeee~

 
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